借款人及其配偶及未成年子女名下都沒有自有住宅（申請時只要當下沒有房子就可以申請，曾經有過房子也沒關係!!） Subianto, a strident nationalist, ran a panic-dependent marketing campaign, highlighting what he sees as Indonesia’s weakness and the chance of exploitation by foreign powers or disintegration. 寬限期內可以只還利息不還本金，所以可減輕借款初期的還款壓力，但是房貸本金就會擠壓在剩下的... Successfully Submitted (Awaiting Approval)